Louisiana Mortgage Calculator
Estimate your monthly payment in Louisiana — including property tax (0.55% effective rate), home insurance, and PMI. Pre-filled with Louisiana averages for 2026.
= $42,000 down
See pre-qualified rates from Louisiana lenders without affecting your credit.
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Mortgage costs in Louisiana
The average Louisiana homeowner pays roughly $96/month in property tax on a median-priced home, plus about $196/month in home insurance. Property tax is billed by your county — actual rates vary from the state average, so check your county assessor's site for exact figures.
How much house can I afford in Louisiana?
A common rule is to keep total housing costs (PITI) under 28% of gross monthly income. At current rates, buying the median Louisiana home ($210,000) with 20% down requires roughly $59,217 in annual income.