Delaware Mortgage Calculator
Estimate your monthly payment in Delaware — including property tax (0.61% effective rate), home insurance, and PMI. Pre-filled with Delaware averages for 2026.
= $72,000 down
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Mortgage costs in Delaware
The average Delaware homeowner pays roughly $183/month in property tax on a median-priced home, plus about $75/month in home insurance. Property tax is billed by your county — actual rates vary from the state average, so check your county assessor's site for exact figures.
How much house can I afford in Delaware?
A common rule is to keep total housing costs (PITI) under 28% of gross monthly income. At current rates, buying the median Delaware home ($360,000) with 20% down requires roughly $91,113 in annual income.