Lease Calculator
Estimate a monthly lease payment from MSRP, residual, and money factor.
Interactive calculator
$
$
%
× 2400 ≈ APR
mo
$
Result
Monthly payment
Before tax
$480
Residual value
$23,200
Equivalent APR
5.04%
What it is
A car lease has two parts: depreciation (you pay for the value the car loses) and a finance charge (the dealer's profit on the money you're effectively borrowing).
The formula
Depreciation = (cap cost − residual) ÷ months Rent charge = (cap + residual) × MF Monthly = depreciation + rent charge
Why it matters
Understanding lease calculator helps you make a better-informed decision before you commit money or time.
Worked examples
Try the example
Use the defaults above as a starting point — then adjust the inputs to match your situation.
Common pitfalls
- Double-check the units on every input — most errors come from mixing units.
- Round at the end, not in the middle of the formula.
Frequently asked questions
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